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Risk Notes

Risk Management Services Welcomes New Members

The SC Municipal Insurance Trust has welcomed the City of Hanahan as a member effective as of January 1.
For more information about SCMIRF and SCMIT membership, contact Robert Collins, underwriting manager, at or 803.933.1279.

Spotlight on Loss Control

The Loss Control department of Risk Management Services provides technical support and professional consulting services in risk management and loss control analysis to members of the SC Municipal Insurance and Risk Financing Fund and SC Municipal Insurance Trust. This helps members minimize losses and manage necessary exposures. 
The department consists of Bethany Pendley, loss control manager; John Ciesielski, loss control consultant; and Chris Radcliff, public safety loss control consultant. These three staff members have a combined 69 years of experience.
For the department’s staff, each day can consist of different tasks. Staff spends a large portion of each year on the road visiting members. During the visits, staff will discuss annual reviews, risk self-assessments, conduct training and provide resources to help members develop effective safety programs. Providing these resources enable staff to help members reduce hazards which could potentially lead to a reduction in injuries and claims. When staff are in the office, they are writing safety articles, reviewing policies and procedures as well as responding to member requests.
For the Loss Control staff, nothing is more rewarding than receiving positive feedback from members after personal attention has been provided during a member visit or phone call.
​Bethany Pendley
​John Ciesielski
​Chris Radcliff

Who Should Members Contact in Risk Management Services?

The field of risk management is expansive, and encompasses many areas including underwriting, loss control, claims and finance. To better serve SC Municipal Insurance Trust and SC Municipal Insurance and Risk Financing Fund members and provide timely responses, the listing below provides the contacts for the Municipal Association of SC Risk Management Services department for routinely discussed topics.
Questions on the following should be submitted to underwriting staff at
  • Adding new exposures such as vehicles and buildings
  • Insurance coverage
  • Insurance premiums 
  • Experience modifier calculations
  • Payroll audits
  • Property appraisals
  • Deductible analysis
  • Policy portal
  • Add/update SCMIT/SCMIRF contacts
  • Certificate of Insurance requests
Loss Control
Questions on these topics should be submitted to loss control staff at
  • Annual review (report card)
  • Member specific safety training
  • Risk self-assessments
  • Law enforcement assessment
  • Law enforcement and fire model policies
  • Risk management policies and procedures
  • Occupational Safety and Health Administration regulations
  • The SCMIT and SCMIRF response to resistance simulator
Questions on the following should be submitted to claims staff at or
  • Details on new or existing claims
  • Employment and labor hotline
  • General liability hotline
  • Online claims submission
  • eRiskHub
  • Prescription authorizations for injured workers
Find the SCMIT adjuster territory listing here.
Find the SCMIRF adjuster territory listing here. Staff work to assign SCMIRF claims based on territory. Because of claim staff workloads, another adjuster may be assigned the claim.
Questions related to these topics should be submitted to finance staff at or
  • Premium billing
  • Deductible billing
  • Financial audit confirmation and documentation
For questions about grants, including applications and submission, contact
Full Risk Management Services staff contact information can be found here.

2021 Risk Management Services Training

Mark your calendar for the 2021 training courses for SCMIT and SCMIRF members. Risk Management Services will continue to monitor the status of COVID-19 to ensure the safety and wellbeing of our members and appropriate safety protocols will be in place at each meeting.
Hazard and Analysis Mitigation [Risk Management Institute Elective Course]
Fair and Impartial Policing: Understanding Bias and Duty to Intervene [Risk Management Institute Elective Course]
Diversity and Inclusion [Risk Management Institute Elective Course]
RMS Annual Members Meeting [Risk Management Institute Elective Course]
Public Works/Utilities Training [Risk Management Institute Core Course]