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Municipal Insurance Services, LLC — Another Tool for Cities and Towns

The Municipal Association's Risk Management Services strives to be the provider of choice for the workers' compensation and property and liability needs of municipalities throughout South Carolina. While SC Municipal Insurance Trust and SC Municipal Insurance and Risk Financing Fund are able to insure most insurance exposures, sometimes a municipality's exposure falls outside of the scope of SCMIT and SCMIRF.

When these unique circumstances arise, cities and towns can secure coverage through Municipal Insurance Services, LLC. MIS is an independent insurance agency that is a separate, licensed and wholly-owned subsidiary of the Municipal Association of South Carolina.

MIS has the capability to write several types of policies:

  • Above-ground and underground storage tanks
  • Special events policies, including alcohol coverage 
  • Public official's bonds
  • Polygraph bonds
  • Mechanical amusement devices
  • Flood policies

MIS can also provide coverage for nonprofit organizations that are affiliated with a municipality, such as foundations or landholding organizations. Examples are those entities that buy, sell, own, lease, operate or otherwise receive or dispose of real and personal property on behalf of a municipality.

While MIS can provide a wide range of policies, it does not provide life, accident or health insurance policies.

For more information about MIS, contact Robert Collins, underwriting manager at 803.933.1279 or