The underwriting department classifies payroll and calculates the appropriate premiums per line of business, places specialty coverages, answers coverage related questions, processes annual payroll audits and recruits new members.
The underwriting staff is frequently asked about certificates of insurance.
It is important to receive and carefully review a certificate of insurance from a contractor performing work for your entity. Information on how to understand what a good certificate of insurance should look like and a sample certificate are available for members under related links.