SCMIRF provides all lines of property and casualty coverage including tort liability and automobile coverage for its member municipalities.
The program emphasizes loss control to minimize the member cost of risk, resulting in lower contributions for all members.
The control of the program is vested in a nine member board of trustees, elected from and by the membership.
The program began operating on October 1, 1990, with 14 municipalities.
Current Program Statistics
Members: 91 municipalities
- more than $2.5 billion in municipal property
- 7,300 vehicles